Our oral health plays an important role in our overall health. Seeing a dentist at least once a year is an important part of our care. It can help spot potential problems before they progress into more significant health concerns. Your dental plan will provide you access to these important visits on a biannual basis, and it's in your best interest to build a routine around this care.

Let's delve into the dental program available to you.

Seeing an eye doctor provides far more than an accurate prescription when glasses are a need. A comprehensive eye exam can check for other eye diseases, like glaucoma and cataracts, and spot potential problems before they can progress, even if you lack symptoms or experience any vision problems.

Doctors recommend getting a regular eye exam based on your age. Ages 20 to 39 is once every 5 years. Ages 40 to 54 is every 2 to 4 years. Ages 55 to 64 is every 1 to 3 years. Let's look at the vision benefits available to you.

Your Flexible Spending Account allows you to set aside tax free dollars out of your paycheck to be used on any qualified 213D expense. This listing of eligible expenses is really broad, and you can review at irs. gov. The elected amount you set aside is available to you up front, which is great. And then you pay your level deduction amount across your pay periods.

In 2025, you can roll over a maximum of 660 from one planned year to the next, and this amount will likely increase slightly each year into the future. You'll document your receipts on a friendly mobile app or online and can save on every qualified expense by using these tax free dollars. Let's look at the details of this program.

A Health Reimbursement Arrangement, or HRA, is your employer's promise to pay. This set of funds is generously provided by your employer to help you offset a portion of your out of pocket costs related to your medical and prescription related expenses. Let's take a look and review your funding details.

When enrolling in a HSA Qualified Health Plan, you're able to contribute to a health savings account. These accounts can often be opened with your local bank and in other cases are managed by a provider. Through an agreement with your employer, these tax-free dollars can be invested and managed. As account balances continue to grow, your account is able to grow tax deferred and qualified expenses are tax free.

Let's review the details of your HSA plan.

Unexpected or expected hospital stays can both come with a heavy financial burden. With health care deductibles at play, a hospital indemnity plan helps bridge the gap some by providing financial assistance that is typically based upon the number of days you are admitted. Let's cover the plan details available to you.

As we transition into life insurance, it's important to consider a few key thoughts. Life is full of joys and also uncertainties. One thing we all share is the fact that life is delicate. We enjoy this life until the certainty of our passing. Death is part of living. In the time of our passing, life insurance is able to provide far more than just final expense.

It can help protect the ones you love, your estate, and to help alleviate any financial burdens from debts or liabilities we may leave behind. Let's delve into the details of what life insurance offers, ensuring you're equipped with the knowledge to protect your loved ones and help secure their future

As we transition into life insurance, it's important to consider a few key thoughts. Life is full of joys and also uncertainties. One thing we all share is the fact that life is delicate. We enjoy this life until the certainty of our passing. Death is part of living. In the time of our passing, life insurance is able to provide far more than just final expense.

It can help protect the ones you love, your estate, and to help alleviate any financial burdens from debts or liabilities we may leave behind. Let's delve into the details of what life insurance offers, ensuring you're equipped with the knowledge to protect your loved ones and help secure their future

Long term disability is built to help cover your lost monthly earnings while you're unable to work for longer periods of time and typically provide coverage up until normal retirement age. The truth is, the risk of a longer term disability is greater than most of us believe. Statistics say 30 percent of us will experience loss of work for greater than six months before reaching our retirement age.

Having the assurance of financial stability during such a time is so valuable. Let's cover the plan details available to you.

Accidents happen. We've all been there. Accident Insurance provides financial assistance to you and has a payment schedule to cover a variety of injuries resulting from these unfortunate events. The payments are based on the care you need while being treated for your injury. Your coverages can stack on top of one another to provide a greater level of benefit.

At times, this can seem a little confusing. If you need assistance in a time of need, you contact your MetLife Support team and they are happy to help. Let's review the plan details.

Critical illnesses such as cancer, heart attack, or stroke can have a significant impact on your life and finances.

A critical illness plan provides a lump-sum benefit upon diagnosis of a covered condition, helping you manage the financial burdens associated with serious health issues. This benefit can be used for anything from medical expenses and treatment costs to daily living expenses and recovery support.

Let's explore the details of the critical illness plan available to you.

Your pets are part of the family, and they deserve the best care possible. But unexpected vet bills can really add up.

With Metlife’s award-winning pet insurance, you can be reimbursed for up to 90% of your vet bills, so you can focus on your pet’s health, not your wallet.

Comprehensive plans you can customize, starting from just $16 a month for dogs and $7 a month for cats, our plans are both affordable and extensive, giving you confidence that your pet can receive the care they deserve. Add-on options for preventive wellness ensure coverage for routine needs like vaccinations and flea prevention.

Enjoy perks like 24/7 vet chat and fast reimbursement options. It’s pet insurance made easy, from enrollment to quick claim payouts.

Coverage for Illnesses like Cancer, heart disease, chronic conditions, and more.

Protection after Injuries from Accidents, surgeries, emergency care, and hospitalization.

Preventive Care Options like routine wellness, spaying/neutering, and more.

Ready to protect your pet?

Fetch a free quote now or call 866-439-1069. Rated 4.6 out of 5 on PetInsuranceReview.com based on 300 plus reviews. Enjoy the security of knowing your pet is covered with plans you can trust.